MEET MACAL CAPITAL, LLC YOUR PARTNER IN YOUR REAL ESTATE INVESTING SUCCESS.
Welcome to MACAL CAPITAL, LLC, where we transcend the role of a conventional private money lender. We take pride in being your committed partner on the journey towards building enduring and sustainable wealth through real estate investments. Our CEO Juan Mateo has forged a reputation that hinges on the belief that your success is our success. At MACAL CAPITAL, LLC , we prioritize our clients’ needs above all else, laying the groundwork for our mission: to seamlessly bridge the gap between your real estate aspirations and the realization of tangible, lasting results.
WHY CHOOSE MACAL CAPITAL, LLC?
- Proven Expertise: Our team brings a wealth of knowledge to guide your investment decisions.
- Tailored Solutions: We understand that each investment journey is unique. Our solutions are personalized to align with your goals and aspirations.
- Comprehensive Services: From Private Money Lending to Joint Ventures, we cover all aspects of real estate investment funding. We also provide Proof of Funds Letters, Collateral DNA Reports and Lead Lists from anywhere in the country.
- Integrity and Trust: Our commitment to transparency and ethical practices ensures your confidence in every investment choice.
- Results-Driven: Our track record of success speaks for itself, demonstrating our ability to deliver impressive returns and market-ready properties.
REAL ESTATE SOLUTIONS WE PROVIDE
- Private Money Lending
- Joint Venture Funding Solutions
- Commercial Loans
- Ground up Construction Loans
- Bridge Loans
- Jumbo Loans
- Rental Loans
- Fix and Flip Loans
- Proof Of Funds Letters
- Collateral DNA Reports
- Debt Stack Reports
- Leads in Your Market (leads off-market properties, ensuring a competitive edge by avoiding saturation from other investors in your area)
At MACAL CAPITAL, LLC, our goal is to provide comprehensive real estate investment services that help our clients achieve their investment objectives. Whether you’re a seasoned investor or just starting out, we have the expertise and resources to help you succeed.
WHAT MAKES US DIFFERENT
We use a state-of-the-art business management system, keeping our business extremely organized and efficient so that we’re able to spend less time shuffling paperwork and more time finding the right solutions for you. MACAL CAPITAL, LLC primary focus is to help real estate investors scale their business with up to 100% funding for their real estate investments. We specialize in joint venture real estate transactions partnering with new and experienced investors alike. Regardless of how much experience, credit or money you may or may not have MACAL CAPITAL, LLC is interested in partnering with you. Once you have a property under contract, contact us to start the process. You Bring the Deal; We bring the Money!
OUR TEAM
With a wealth of experience in the private money funding industry under our belts, our team and network of lenders have handled some of the most complicated real estate transactions on the market today. Whether you’re looking to fund your next fix and flip, rental property or in need of a refi, our goal is to find the perfect solution for you. We approach every transaction with the utmost professionalism and care and are dedicated to closing your transaction in the way that’s best for you.

Juan Mateo
Owner of Macal Capital
Juan Mateo is the founder and CEO of Macal Capital, a nationwide private money lending firm dedicated to helping real estate investors access smart, asset-based funding solutions. As an entrepreneur, financial strategist, and proud immigrant, Juan has built a business rooted in trust, resilience, and the belief that success should be accessible to everyone.
Born in the Dominican Republic, Juan immigrated to the United States in 1987 in search of a better life. Now a long-time resident of Massachusetts, he is a devoted husband and proud father of four children—two sons currently serving in the U.S. Army, one daughter who is a licensed attorney, and another who works in human resources.
Juan’s career journey reflects his drive and versatility. He’s the former owner of Juma Grocery and Check Service and the current owner of Juma Multiservices, which offers tax preparation, notary services, and small business support. He is also a partner at Mateo & Moran Properties, a real estate investment company.
At Macal Capital, Juan leads a team that provides private lending services across the country, focusing on fix-and-flip loans, bridge financing, rental property loans, ground-up construction, and more. With no minimum credit score requirements for fix and flip investments, Macal Capital was built to remove barriers and give investors a clear path to closing deals and building wealth.
Juan holds a degree in Agricultural Engineering and began his professional life as a high school math teacher. Over the years, he has earned multiple financial credentials, including:
Certified Tax Preparer
Private Money Lender / Broker
Mortgage Investor
Financial Analyst
Licensed in Life & Health Insurance
Series 6 & 63 Securities Licenses
He is also a former Regional Vice President (RVP) with Primerica Financial Services, where he mentored dozens of new agents and championed financial literacy—particularly within immigrant and underserved communities.
Juan Mateo is more than a lender—he’s a leader with heart, committed to helping others achieve their financial goals and take control of their future through real estate investing.